How Elora Markson Took Advantage of a Little-Known Loan Scheme to Become a Proud Home-Owner in Lekki
You Too Can Use the Same Strategy to Go from a Rent-Paying Tenant to Become a Proud Home-Owner in the Heart of Lagos
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Let me tell you about Elora Markson, not the wife of Desmond Elliot, the popular actor and Hon. Member of the Lagos House of Assembly.
One Tuesday morning at about 4.30am, her phone beeped and she drowsily retrieved her phone from the bedside and slide to the notification.
What she saw jolted her out of bed. It was a dream come through.
Elora qualifies for home loan
The message read:
“Dear Elora, based on your grade and job profile, you have qualified for the Special National Housing Loan scheme. If you are interested, complete the attached loan application form to apply for the loan. The amount you qualify for is N15,000,000”.
The joy of a new home and freedom
Elora was so elated that she almost ran out naked.
She composed herself and dashed back into the bedroom, rushed into the bathroom to clean up and get ready for the new day.
While in the showers she began to imagine the ‘hows’ and ‘what ifs’ of the new home loan opportunity.
What will her husband say? Scores of questions race through her mind.
Forty minutes later, Elora Elliote was behind the wheel, reminiscing over her life as she drove to the office.
She remembered struggling to complete her undergraduate studies after her father succumbed to the cold hands of prostate cancer.
As the first child, her hope of university education was almost dashed save for the determination of her mother who borrowed all she could to send Elora to the University of Lagos.
Fast forward to her NYSC days, she remembered how her mum borrowed to buy her provisions and provide the transport fare to Kano as she travelled to the Orientation Camp.
Tears of sorrows trickle down her chin “…how I wish mama is here to see what her daughter has become”, she thought.
Meet Elora, the soon to be property owner!
Elora works in a second-generation commercial bank in Lagos.
At 36, she has enjoyed steady promotion on the job. Over the last 10 years, she had gradually risen through the ranks.
Without a godfather or office lover, she gave meticulous attention to the rules of the game and shrewdly applies herself to office politics.
Now, that humble girl who was once hopeless and depressed has become the Business Manager at the Opebi Allen Branch of the Bank. More importantly, she is about to become a proud young home owner in the heart of Lagos.
She got to the office, closed the door and opened her email to be sure it was not a flash in the pan.
It was still there…sweet N15 million offer, God is good.
She quickly downloaded the loan application and completed the entries.
When she got to the point when she was to fill the property details, she put a call through to her husband and they both agree she should fill the details of a property in the a suburb of Lagos that was advertised in the church a month ago.
She did and submitted the application. Dear Lord. Let this application be granted ASAP!, she prayed.
All through the week, Elora was always checking her mails for any sign of a response.
Her husband is in Abuja for a business trip and she kept chatting and calling to express her desire to have the loan approved so they can buy the land and start building.
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Sometimes, a 'NO' can be a blessing...
Two weeks later, her phone beeped and she grab the phone to check.
Lol, it was an email from the Government housing Scheme. She opened the email and her heart sank!
“Dear Elora, we regret to inform you that your home loan application has been REJECTED.
Reason: loan object is unverifiable and incompatible with the scheme requirements
Kindly apply again once you application meets all requirements. Note that a second rejection automatically disqualifies you from this scheme”.
Elora could not control her feelings as she shed tears openly.
Her heart is tore into a thousand pieces…for goodness sake, where did it we go wrong!” she queried.
Are you okay ma, her assistant standby asked.
At that instant, she realizes she has been shedding tears right inside the banking hall.
She quickly wipes her tears and took the stairs to her office. Inside her office, she ranged her husband and began to cry as she reads the email to him.
“Calm down honey, lets talk about it at home, there will be a way around this, trust me” her husband tried to console her.
Research before Investing in Real Estate
Few hours later, Elora and her husband began to go through the home loan application line by line. They want to make sense of the REJECTION.
After a long review they found it:
all home loan application must be applied t properties that fall within the approved location by the NHF Scheme.
Elora saw her error.
She had opted to buy an advertised piece of land in the outskirt of Lagos because it was cheap and she hopes to save some money thereby.
The husband quickly put a call through to a friend who confirms their findings.
After 3 days of wide consultation, a friend of friend who has also access the housing loan lead them in on the secret:
“Speak to a realtor at Gracias Properties”, he said.
“They have some nice residence on sale and the title is solid, NHF will gladly approve your home loan once you submit an invoice that covers any of Gracias Residences”.
Elora and her husband thanked their new friend and rushed to Gracias Properties website to secure a slot.
...And then the final YES!
Four months later, Elora got a BIG YES! and the sweet N15,000,000 was disbursed to her.
She became a proud owner of an amazing residential apartment courtesy Gracias Properties and the National Housing Scheme.
It's your turn to invest wisely!
Ever heard this saying, “Buy land, they’re not making it anymore”? It sounds funny, right? It’s actually true!
The land is basically the only investment you can be certain won’t lose value or disappear one day! Grab the opportunity to own your very own piece of land today by buying into Gracias Goshenite.
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INTRODUCING GRACIAS GOSHENITE RESIDENCE
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Whether you live in Nigeria or oversea, its your turn to take advantage of a rare piece of real estate investment in the heart of Lagos.
Permit me to introduce to you Gracias Goshenite Residence, developed and marketed by Gracias Properties Limited, a reputable real estate company in Lagos Nigeria.
Gracias Properties has been tried and trusted by hundreds of Nigerians both at home and in the Diaspora.
What’s in it for you?
You get the limited opportunity to purchase fully-serviced plots with Government allocated C of O, in the strategic Lekki Scheme 2 Ogombo, Eti Osa Local Government, Lagos.
What’s more, you get the option to stretch out payment over three months with no additional interest ! Don’t miss this opportunity at a sure investment!
Location: Lekki Scheme 2 Ogombo, Eti-Osa Local Government
Neighbourhood: Eti Osa Local Government, Lagos
Title: Government allocated C of O
Land size: 400 sqm
FAQ
Where is Gracias Goshnite Residence?
Gracias Goshenite is located at Lekki Scheme 2 Ogombo, EtiOsa local Govt, Lagos State.
Who is the developer of Gracias Goshenite?
Gracias Global Homes & Property Nigeria Limited.
Would there be any other levy?
No, the payment is all-inclusive.
When will my plot(s) be physically allocated to me?
When will my plot(s) be physically allocated
to me?
When will my plot(s) be physically allocated to me?
Immediately your plot is physically allocated to you.
What do I get at the point of allocation of my land?
Letter of Allocation, Deed of Assignment and Survey Plan
Wish to learn more about Gracias Goshenite Estate
HEAD OFFICE:
Gracias Building, KM 46, Lekki-Epe Expressway, Corner Bus Stop by United Estate, Sangotedo, Lagos. Email:hello@graciasglobal.com